DISCLOSURES:

Mortgage Products (Purchase and Refinance):

Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included.

The fees listed are lender fees and do not include any third party fees. Fees may include the following: Origination Charge, Credit Report Fee, Tax Service Fee, Processing Fee, Underwriting Fee, Wire Transfer Fee, or Flood Fee.

Although Informa Research Services collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice, and can change intraday. Some of information contained in the rate tables, including but not limited to special marketing notes, are provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves.

The rate, terms, pre-paid finance charges and APR are based on several factors including, but not limited to, the credit score of the applicant, employment status of the applicant, the type of property being purchased, the loan to value ration and the amount of the loan and location of the property . Annual Percentage Rates (APR) include all prepaid finance charges that can be amortized over the life of the loan under the Truth-in-Lending Act (TILA).

The rate is based on an applicant with an average income. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization. Rates are based on a 30-60 day lock period and 0 – 3% total discount and origination points. Origination points include brokers’ fee charged as a percent of the loan amount.

As part of the Economic Stimulus Act of 2008, Fannie Mae’s limit on conforming loans has been raised in certain high cost metropolitan statistical areas (MSAs). The limits on these “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA’s median home price. Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.

Fixed Rate Conforming Loans – Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 credit score.

Fixed Rate Jumbo Loans - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 credit score.

Adjustable Rate Confirming Loans - Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 credit score. ARM loans are for based on a 30 year term. The quoted rate is based on a 2.50% to 3.00% margin added to the 1-year Treasury Constant Maturity or a 2.00% to 3.00% margin added to the 1-year LIBOR index. The interest rate on ARM’s can increase after consummation.

Adjustable Rate Jumbo Loans - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 credit score. ARM loans are for based on a 30 year term. The quoted rate is based on a 2.50% to 3.00% margin added to the 1-year Treasury Constant Maturity or a 2.00% to 3.00% margin added to the 1-year LIBOR index. The interest rate on ARM’s can increase after consummation.

© 2017, Informa Research Services.

Personal Loans:

The Annual Percentage Rate (APR), loan term, fees, and monthly payments are estimated based on an analysis of self-reported information and/or available rate information from lenders and are not guaranteed. The rate, terms, pre-paid finance charges and APR are based on several factors including, but not limited to, the credit score of the applicant, employment status of the applicant, loan amount, and loan term. Rates may include a discount for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution. Rates shown may be subject to regional pricing. Please verify the rates and offers before applying for a loan with the financial institution themselves. Rates may change without notice, and can change intraday. Some of information contained in the rate tables, including but not limited to special marketing notes, are provided directly by the lenders. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all personal loan offers available.

Home Equity Products:

Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.

Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that customer is not required to pay closing costs on the loan. “With closing costs” indicates that customer is required to pay closing costs on the loan. Rates displayed may include discounts. Rates are subject to change without notice.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+.

Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that customer is not required to pay closing costs on the line of credit. “With closing costs” indicates that customer is required to pay closing costs on the line of credit. Rates displayed may include discounts. Rates are subject to change without notice.

Deposit and Retirement Products:
APY’s are based on the highest APY offered for the given deposit amount and below. Rates are subject to change without notice. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

Auto Loan Products:

New Auto Loans - Rates are based on a $25,000 loan for a purchase or refinance transaction of a new vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account, expressed as a percentage. Rates are subject to change without notice.

Used Auto Loans - Rates are based on a $15,000 loan for a purchase or refinance transaction of a 2-year old used vehicle. Discounts indicate the amount of reduction in the Rate for having monthly payments automatically deducted from an account, expressed as a percentage. Rates are subject to change without notice.

Credit Card Products:

The credit card offers that appear on this site are from credit card companies from which this site receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

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